Commercial Auto & Trucking Insurance

Secure the Appropriate Commercial Auto and Trucking Coverage

Any car, truck, van, or other vehicle utilized for business purposes faces significant risks. Without adequate protection, accidents can result in expensive repairs, financial losses, and potential disruption to your operations. Companies of every size that rely on vehicles for work-related activities require tailored commercial auto and trucking insurance to address liability, vehicle damage, and injury claims arising from incidents.

Standard personal auto policies are not designed for business usage—in fact, they typically exclude it entirely. A specialized commercial policy is essential, offering broader protection tailored to business vehicles. You might also require coverage for employees operating their own cars on company tasks.

Why Choose Pacific Guard?

Businesses rely on Pacific Guard for their commercial auto and trucking insurance needs for several key reasons:

• Access to top-rated national carriers, allowing us to build a customized policy that precisely fits your company's requirements.
• We compare options across multiple insurers quickly to deliver the necessary protection at competitive rates.
• Our knowledgeable and approachable specialists are available to answer any questions about commercial auto and trucking policies.
• Certificates of insurance are provided within 3 hours of your request, provided all necessary details are submitted.

Advantages of Proper Commercial Auto and Trucking Coverage

Investing in suitable coverage delivers important protections:

• Liability coverage handles third-party claims in at-fault accidents, covering bodily injury, medical expenses, pain and suffering, lost income, and property damage—up to your selected policy limits.
• Physical damage protection (including comprehensive and collision) funds repairs or replacement of your vehicle following collisions, fire, theft, or vandalism (subject to any applicable deductible).
• Uninsured/underinsured motorist coverage can help pay for your and your drivers' injuries, medical costs, pain and suffering, lost wages, and vehicle repairs if involved in an accident with an uninsured or underinsured driver.
• Hired and Non-Owned Auto coverage protects against liability for third-party damages when employees use their personal vehicles for work duties (even occasional errands) and may extend to repairs on the employee's vehicle.